EGFL conducts due diligence on agricultural loan proposals with particular reference to the following:
- Project costs
- Technical feasibility with reference to the use of best agricultural practices
- Management skills
- Reputation of prospective client (s) in the marketplace
- Creditworthiness of the prospective client(s) and the ability to service debt
- Market analysis and prospects
- Financial structure
- Financial viability including profitability and balance sheet projections
- Sensitivity and risk management analysis
- Environmental impact
Download full guidelines HERE.
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